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Economic Survey: Renewable energy push may lead to increase in bad loans

Economic Survey: Renewable energy push may lead to increase in bad loans
The Economic Survey says a shift to renewables may render a part of assets in conventional energy-generation plants idle or result in them being used at a much lower level
India’s focus on increasing its renewable energy capacity may further exacerbate banks’ bad loan woes, according to the second volume of the Economic Survey 2016-17, released on Friday.
The Survey said the social cost of producing renewable energy is around three times that of producing coal-fuelled electricity at Rs 11 per kilowatt-hour (kWh).
Although solar and wind power tariffs have dipped to Rs 2.44 per kWh and Rs 3.30 per kWh, respectively, making renewable energy cheaper than coal-fuelled electricity, these low tariffs do not reflect the costs of integration with the grid, and other costs such as those of stranded assets and land opportunity costs.
“A shift to renewables is likely to render a part of the assets in conventional energy-generation plants idle or result in them being used at a much lower level than their maximum technically feasible level. The investments in these plants being sunk, it is no longer possible to recover any returns from them although their useful life is still not over,” the Survey said.
Of India’s installed capacity of 330,153 megawatts (MW), 59% or 194,432MW is coal-fuelled. The plant load factor (PLF) of India’s thermal projects has been falling steadily from 78.9% in 2007-08 to 62% in 2015-16. PLF is a measure of a power plant’s output. A higher PLF indicates more output at a lower cost.
“In our estimates, these stranded assets are estimated as the lost revenues due to the suboptimal utilization of coal-based power generation assets as a result of shift to renewables,” the Survey said.
The National Democratic Alliance (NDA) government has set an ambitious clean energy target of 175 gigawatts (GW) by 2022. Of this, 100GW is targeted from solar projects and 60GW from wind projects. The share of renewable energy in India is expected to grow from 17.65% or 58,303MW now to around 43% in 2027.
“The stranding of assets can have implications for the banking system depending on their exposure to the sector. In a situation where the banking system is already facing a stressed assets problem, stranding of assets could have considerable impact,” the Survey added. At a time when India is trying to tackle the issue of stressed assets, the status of 34 coal-fuelled power projects, with an estimated debt of Rs1.77 trillion, have been reviewed by the government after being identified by the department of financial services.
According to the Survey, non-performing assets (NPA) in electricity generation accounted for around 5.9% of the total outstanding advances of Rs4.73 trillion. Of the Rs 5,732 crore advanced to the coal sector, the NPA ratio was 19.8%.
“Overall, cost of stranded assets account for a large portion of discounted social costs for renewables between 2017 and 2030,” the Survey said, adding, “This indicates that while investments in renewable energy are crucial for India to meet its climate change goals, such investments be made at a calibrated pace looking into the total cost accrued to the society.”
“In recent years there has been a considerable push towards renewables as a sustainable source of power generation all around the world. The choice between alternative sources of energy has to be based on a thorough analysis of the impact each has on the economy. A clear quantification of the social costs of the alternatives gives us a rational way to identify the merits and demerits of each alternative on a holistic basis,” the Survey said.
The Hindustan Times, New Delhi, 12th August 2017

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