Skip to main content

GST clouds over FMCG may get darker in september quarter


The prospect of a tougher September quarter looms large for fast-moving consumer goods (FMCG) companies, as the full impact of the transition to the goods and services tax (GST) is likely to be felt during this period. While the June quarter saw trade destocking in the last 10 to 15 days of the period, companies and analysts Business Standard spoke to said the problem would persist for a longer duration in the three months to September 30. “GST is a huge reform and transition will take time. While our internal systems are ready, transition (within wholesale) will take another 30 days (to be completed),” Sunil Kataria, business head, India and South Asian Association for Regional Cooperation, Godrej Consumer Products, said.

"GST is a huge reform and transition will take time. While our internal systems are ready transition (within wholesale) will take another 30 days (to be completed)," Sunil Kataria, business head, India and South Asian Association for Regional Cooperation, Godrej Consumer Products, said.

Wholesale, which is a critical channel for FMCG firms, constitutes about 35-40 per cent of their sales. For companies such as Dabur and Emami, the proportion of sales through wholesale is estimated to be higher at about 45 per cent, analysts said.

They say that the transition period in the September quarter will extend beyond a month as wholesalers are largely unorganised, depending mostly on cash transactions.

"Our estimate is that sales growth and profitafter-tax growth in June quarter for FMCG firms will be in mid-single-digit. But the impact will be more in the September quarter given that GST demands that companies deal only with trade partners that are GST-compliant. This will mean that those who are not GST-compliant cannot take orders, impacting sales and profit growth of companies, since their universe of partners (in the interim) will be smaller," Sachin Bobade, senior analyst at Mumbaibased brokerage Dolat Capital said.

G Chokkalingam, founder, Equinomics Research & Advisory, agrees with this view. He says that improvement in sales and profit growth for FMCG firms is likely in the third quarter as trade will likely fall in line (in terms of GST requirements) by then.

"At this point, there is confusion (within trade) and restocking is taking time," Sumit Malhotra, managing director, Bajaj Corp, the maker of Bajaj Almond Drops and Bajaj Amla hair oils, said.

Recent investor-calls by most companies from Dabur to Marico to Hindustan Unilever have hinted at the possibility of teething issues persisting within trade in the September quarter.

Sunil Duggal, chief executive, Dabur India, said during the company's fourth-quarter earnings call in May: "While in the long term, GST will be beneficial for the sector, it may cause short-term disruptions in terms of down-stocking, impact on trade due to increased scrutiny, restriction on cash transaction, and changes in tax structure. But I think a lot of wholesale will become compliant and start doing business, though this could take a little longer than expected."

While companies operating in categories such as soaps, toothpastes and hair oils have effected price cuts between seven and eight per cent in July in line with gains achieved through GST, sector analysts said this may not lead to an uptick in sales in the September quarter owing to supply issues. The pain then for FMCG firms will persist a little longer.

Business Standard, New Delhi, 13th July 2017

Comments

Popular posts from this blog

RBI deputy governor cautions fintech platform lenders on privacy concerns during loan recovery

  India's digital lending infrastructure has made the loan sanctioning system online. Yet, loan recovery still needs a “feet on the street” approach, Swaminathan J, deputy governor of the Reserve Bank of India, said at a media event on Tuesday, September 2, according to news agency ANI.According to the ANI report, the deputy governor flagged that fintech operators in the digital lending segment are giving out loans to customers with poor credit profiles and later using aggressive recovery tactics.“While loan sanctioning and disbursement have become increasingly digital, effective collection and recovery still require a 'feet on the street' and empathetic approach. Many fintech platforms operate on a business model that involves extending small-value loans to customers often with poor credit profiles,” Swaminathan J said.   Fintech platforms' business models The central bank deputy governor highlighted that many fintech platforms' business models involve providing sm

Credit card spending growth declines on RBI gaze, stress build-up

  Credit card spends have further slowed down to 16.6 per cent in the current financial year (FY25), following the Reserve Bank of India’s tightening of unsecured lending norms and rising delinquencies, and increased stress in the portfolio.Typically, during the festival season (September–December), credit card spends peak as several credit card-issuing banks offer discounts and cashbacks on e-commerce and other platforms. This is a reversal of trend in the past three financial years stretching to FY21 due to RBI’s restrictions.In the previous financial year (FY24), credit card spends rose by 27.8 per cent, but were low compared to FY23 which surged by 47.5 per cent. In FY22, the spending increased 54.1 per cent, according to data compiled by Macquarie Research.ICICI Bank recorded 4.4 per cent gross credit losses in its FY24 credit card portfolio as against 3.2 per cent year-on-year. SBI Cards’ credit losses in the segment stood at 7.4 per cent in FY24 and 6.2 per cent in FY23, the rep

India can't rely on wealthy to drive growth: Ex-RBI Dy Guv Viral Acharya

  India can’t rely on wealthy individuals to drive growth and expect the overall economy to improve, Viral Acharya, former deputy governor of the Reserve Bank of India (RBI) said on Monday.Acharya, who is the C V Starr Professor of Economics in the Department of Finance at New York University’s Stern School of Business (NYU-Stern), said after the Covid-19 pandemic, rural consumption and investments have weakened.We can’t be pumping our growth through the rich and expect that the economy as a whole will do better,” he said while speaking at an event organised by Elara Capital here.f there has to be a trickle-down, it should have actually happened by now,” Acharya said, adding that when the rich keep getting wealthier and wealthier, they have a savings problem.   “The bank account keeps getting bigger, hence they look for financial assets to invest in. India is closed, so our money can't go outside India that easily. So, it has to chase the limited financial assets in the country and