Skip to main content

3% GST on Gold to Hit Unorganised Sector: Industry


The GST Council's decision to impose a 3% GST on gold will not only make jewellery costlier but also lead to a higher incidence of illegal gold trade, industry experts have said.They also said bringing the unorganised gold sector into the GST ambit will be a challenge.

“With GST, the total duty has become very high and the customs duty maybe revisited,“ said Ajay Sahai, director general at Federation of Indian Export Organisations.“The duty could be one of the highest among major gold consuming countries, which could lead to high incidence of smuggling."

India, China and West Asia are the world's leading gold jewellery markets.On Friday, the GST Council also fixed a GST rate of 3% on silver, gold jewellery and processed diamonds, which is higher than the industry estimate.

With an existing 10% import duty, consumers will have to pay an effective duty of 13% on gold jewellery, up from the earlier 12.5%, which comprised 10% import duty, 1% value-added tax, 1% excise duty and 0.5% cess. India exported gems and jewelle ry worth Rs 2.89 lakh crore in 201617, up 12.32% from the previous year.

“It is a positive compromise because there was a lot of hype created that gold rate could be much higher,“ said Sanjeev Agarwal, CEO, Gitanjali Export Corporation.

“However, the challenge is at the manufacturing end because 90% of gold jewellery making is in the unorganised MSME sector. Getting this 90% base in the GST structure is a challenge,“ added Agarwal, who is also the chairman of Ficci's gems & jewellery committee.

On the retail front, almost 30% of the jewellery sector is organised.Calling the GST Council's decision to impose a 0.25% GST on rough diamonds a retrograde step, the Gems & Jewellery Export Promotion Council (GJEPC) said it will re-evaluate the viability of conducting the cutting and polishing activity in India due the thin margins in the segment.

“For a segment where 95% of the output is exported and whose global footprint is under constant stress from other competitive economies,an upfront levy of GST on rough imports, which was hitherto exempted, would invariably cause a major setback to the trade and impact India's significance in the global markets,“ said Praveen shankar Pandya, chairman at GJEPC.

Another concern flagged by the jewellery sector is that material costs comprise 80-85% of the ornaments and makers will get input credit only on the labour charges.

The Economic Times New Delhi, 05th June 2017

Comments

Popular posts from this blog

RBI deputy governor cautions fintech platform lenders on privacy concerns during loan recovery

  India's digital lending infrastructure has made the loan sanctioning system online. Yet, loan recovery still needs a “feet on the street” approach, Swaminathan J, deputy governor of the Reserve Bank of India, said at a media event on Tuesday, September 2, according to news agency ANI.According to the ANI report, the deputy governor flagged that fintech operators in the digital lending segment are giving out loans to customers with poor credit profiles and later using aggressive recovery tactics.“While loan sanctioning and disbursement have become increasingly digital, effective collection and recovery still require a 'feet on the street' and empathetic approach. Many fintech platforms operate on a business model that involves extending small-value loans to customers often with poor credit profiles,” Swaminathan J said.   Fintech platforms' business models The central bank deputy governor highlighted that many fintech platforms' business models involve providing sm

Credit card spending growth declines on RBI gaze, stress build-up

  Credit card spends have further slowed down to 16.6 per cent in the current financial year (FY25), following the Reserve Bank of India’s tightening of unsecured lending norms and rising delinquencies, and increased stress in the portfolio.Typically, during the festival season (September–December), credit card spends peak as several credit card-issuing banks offer discounts and cashbacks on e-commerce and other platforms. This is a reversal of trend in the past three financial years stretching to FY21 due to RBI’s restrictions.In the previous financial year (FY24), credit card spends rose by 27.8 per cent, but were low compared to FY23 which surged by 47.5 per cent. In FY22, the spending increased 54.1 per cent, according to data compiled by Macquarie Research.ICICI Bank recorded 4.4 per cent gross credit losses in its FY24 credit card portfolio as against 3.2 per cent year-on-year. SBI Cards’ credit losses in the segment stood at 7.4 per cent in FY24 and 6.2 per cent in FY23, the rep

India can't rely on wealthy to drive growth: Ex-RBI Dy Guv Viral Acharya

  India can’t rely on wealthy individuals to drive growth and expect the overall economy to improve, Viral Acharya, former deputy governor of the Reserve Bank of India (RBI) said on Monday.Acharya, who is the C V Starr Professor of Economics in the Department of Finance at New York University’s Stern School of Business (NYU-Stern), said after the Covid-19 pandemic, rural consumption and investments have weakened.We can’t be pumping our growth through the rich and expect that the economy as a whole will do better,” he said while speaking at an event organised by Elara Capital here.f there has to be a trickle-down, it should have actually happened by now,” Acharya said, adding that when the rich keep getting wealthier and wealthier, they have a savings problem.   “The bank account keeps getting bigger, hence they look for financial assets to invest in. India is closed, so our money can't go outside India that easily. So, it has to chase the limited financial assets in the country and