Skip to main content

Gaar may Spoil Tax Treaty Benefit for FPIs

Key benefits given to Foreign Portfolio Investors (FPIs) under amended tax treaties with Singapore, Cyprus and Mauritius may be negated by the implementation of General Anti-Avoidance Rules (Gaar).
Domestic anti-avoidance law will prevail over treaty benefits in the event of a dispute under the Singapore and Mauriti us treaties. This could threaten the lower tax rate for FPIs in the two years between April 1, 2017, and March 31, 2019. Under the amended treaties, short term capital gains tax for FPIs is 15%. However, dur ing the transition window cited above, this will be 7.5%, subsequently dou bling to 15%. The tax trea ties with these countries were amended last year.
Many FPIs are also worried that benefits under the amended treaties for derivatives and debt instruments may be questioned under Gaar.
Tax officials confirmed that Gaar will take effect on April 1 and that the government is not looking at issuing any additional regulations before March 31 at a meeting held recently with industry representatives, said people aware of the development. Concerned about this, many FPIs have reached out to their advisers in India. “In Singapore and Cyprus treaties, it is provided that the treaty will not prevent a country from applying its domestic anti-avoidance law,“ said Sameer Gupta, tax leader, financial services, EY.
“However, one hopes the general understanding of law that a specific anti-avoidance provision (as prescribed in Limitation of Benefits article under the treaty) prevails over general provision (anti-avoidance rules) should be accepted and the government should allow FPIs to avail (themselves of) the benefits under the respective treaty .“
Limitation of Benefits or LoB refers to provisions aimed against treaty shopping. Every FPI will have to follow LoBs or risk not getting treaty benefits.

KEY BENEFITS


There are two major benefits for FPIs under the treaties. The first is the grandfathering clause, where by any investment in India before March 31, 2017, will be treated as an old one and hence not taxed in India. The other is the two-year, 7.5% window.

“While Gaar may not be invoked on each and every transaction, especially because action can be taken only after obtaining appro val of the commissioner and the approving panel, as things stand as per the law, in case of a conflict between Gaar and Singapore or Mauritius or Cyprus treaties, Gaar will prevail,“ said Rajesh H Gandhi, partner, Deloitte Haskins & Sells. “This could mean that the 50% tax leeway for next two years under the SingaporeMauritius treaties may not mean much.“

The government formed an expert committee in 2012 that needs to approve any Gaar adjustment made by a tax official.

LARGER QUESTION


Experts said the question isn't a simple one of whether Gaar will apply in spite of FPI coming from a treaty country. “The larger question is, can a domestic law apply to an investment in a country where an international treaty is already signed?“ said a tax expert.

Additionally, investment in other instruments apart from equity may be impacted, experts said.

“The exemption for capital gains from sale of derivatives and debt instruments, which continues even under the revised treaties with Mauritius and Singapore, is not subject to any expenditure threshold under those two treaties,“ said Gandhi. “So it is all the more likely that Gaar could be invoked in those cases and may put a dampener to the exemption.“
Economics Times New Delhi,21st January 2017

Comments

Popular posts from this blog

RBI deputy governor cautions fintech platform lenders on privacy concerns during loan recovery

  India's digital lending infrastructure has made the loan sanctioning system online. Yet, loan recovery still needs a “feet on the street” approach, Swaminathan J, deputy governor of the Reserve Bank of India, said at a media event on Tuesday, September 2, according to news agency ANI.According to the ANI report, the deputy governor flagged that fintech operators in the digital lending segment are giving out loans to customers with poor credit profiles and later using aggressive recovery tactics.“While loan sanctioning and disbursement have become increasingly digital, effective collection and recovery still require a 'feet on the street' and empathetic approach. Many fintech platforms operate on a business model that involves extending small-value loans to customers often with poor credit profiles,” Swaminathan J said.   Fintech platforms' business models The central bank deputy governor highlighted that many fintech platforms' business models involve providing sm

Credit card spending growth declines on RBI gaze, stress build-up

  Credit card spends have further slowed down to 16.6 per cent in the current financial year (FY25), following the Reserve Bank of India’s tightening of unsecured lending norms and rising delinquencies, and increased stress in the portfolio.Typically, during the festival season (September–December), credit card spends peak as several credit card-issuing banks offer discounts and cashbacks on e-commerce and other platforms. This is a reversal of trend in the past three financial years stretching to FY21 due to RBI’s restrictions.In the previous financial year (FY24), credit card spends rose by 27.8 per cent, but were low compared to FY23 which surged by 47.5 per cent. In FY22, the spending increased 54.1 per cent, according to data compiled by Macquarie Research.ICICI Bank recorded 4.4 per cent gross credit losses in its FY24 credit card portfolio as against 3.2 per cent year-on-year. SBI Cards’ credit losses in the segment stood at 7.4 per cent in FY24 and 6.2 per cent in FY23, the rep

India can't rely on wealthy to drive growth: Ex-RBI Dy Guv Viral Acharya

  India can’t rely on wealthy individuals to drive growth and expect the overall economy to improve, Viral Acharya, former deputy governor of the Reserve Bank of India (RBI) said on Monday.Acharya, who is the C V Starr Professor of Economics in the Department of Finance at New York University’s Stern School of Business (NYU-Stern), said after the Covid-19 pandemic, rural consumption and investments have weakened.We can’t be pumping our growth through the rich and expect that the economy as a whole will do better,” he said while speaking at an event organised by Elara Capital here.f there has to be a trickle-down, it should have actually happened by now,” Acharya said, adding that when the rich keep getting wealthier and wealthier, they have a savings problem.   “The bank account keeps getting bigger, hence they look for financial assets to invest in. India is closed, so our money can't go outside India that easily. So, it has to chase the limited financial assets in the country and