Skip to main content

Bill to Counter Laundering of Demonetised Notes Passed in LS

Amended law provides those with unaccounted cash or deposits of cancelled .? 500 and .? 1,000 notes to pay 50% tax; plan to use funds from deposit scheme for pro-poor programmes

New Delhi: The Lok Sabha on Tuesday passed the Taxation Laws (second) Amendment Bill, which provides another chance for people with unaccounted cash to come clean. The Taxation Laws (Second Amendment) Bill, 2016 was passed by a voice vote in a complete din without any debate. The amended law provides those with unaccounted cash or deposits of cancelled 500 and 1,000 notes to pay 50% tax and come clean, or else, if caught, face a much harsher penalty and possible prosecution.

A quarter of the amount declared will be locked up for four years in interest free deposits, leaving such declarant with only 25% of funds for immediate use.

Finance minister Arun Jaitley said the government had made these changes after it was seen that people were trying to launder the demonetised currency. “It was seen after November 8 that many people were trying to illegally con- vert those currency notes that were not legal tender,” he said, moving the bill for consideration and passage amid fierce sloganeering by the opposition.

“It will give means to the Government of India to run schemes like Garib Kalyan Kosh...I urge the House to accept the amendments,” he said.The government proposes to use the funds from the deposit scheme for pro-poor programmes including providing subsidy for housing. Jaitley said that as per the amendment proposed, those caught with unaccounted cash or deposits will have to cough up 60% tax plus penalties, which will come to 85%. They also run the risk of prosecution.

The law also provides for imposing up to 60% (tax + penalty) — if it’s admitted and return is filed — and 90% (tax + penalty) on cash seized in searches. Opposition members said the bill could not be discussed before the debate on demonetisation as the measure was a follow-up of the note ban decision.

Congress leader Mallikarjun Kharge and TMC's Sudip Bandhopadhyay said the two — adjournment motion on demonetisation and the income tax amendment bill — can be discussed together as the issues were similar. Speaker Sumitra Mahajan said that since the bill is of urgent public importance, it has to be passed immediately. She said that though she wanted a debate “it is impossible” because of the behaviour of the opposition members.

She also disallowed some amendments moved by opposition members as they required approval of the President which could not be obtained. Two amendments by N K Premchandran (RSP) and B Mahtab (BJD) were allowed. While Premachandran refused to move the amendment as he was shouting slogans, Mahtab's amendment was negated by a voice vote.

30TH NOVEMBER, 2016, THE ECONOMIC TIMES, NEW DELHI

Comments

Popular posts from this blog

RBI deputy governor cautions fintech platform lenders on privacy concerns during loan recovery

  India's digital lending infrastructure has made the loan sanctioning system online. Yet, loan recovery still needs a “feet on the street” approach, Swaminathan J, deputy governor of the Reserve Bank of India, said at a media event on Tuesday, September 2, according to news agency ANI.According to the ANI report, the deputy governor flagged that fintech operators in the digital lending segment are giving out loans to customers with poor credit profiles and later using aggressive recovery tactics.“While loan sanctioning and disbursement have become increasingly digital, effective collection and recovery still require a 'feet on the street' and empathetic approach. Many fintech platforms operate on a business model that involves extending small-value loans to customers often with poor credit profiles,” Swaminathan J said.   Fintech platforms' business models The central bank deputy governor highlighted that many fintech platforms' business models involve providing sm

Credit card spending growth declines on RBI gaze, stress build-up

  Credit card spends have further slowed down to 16.6 per cent in the current financial year (FY25), following the Reserve Bank of India’s tightening of unsecured lending norms and rising delinquencies, and increased stress in the portfolio.Typically, during the festival season (September–December), credit card spends peak as several credit card-issuing banks offer discounts and cashbacks on e-commerce and other platforms. This is a reversal of trend in the past three financial years stretching to FY21 due to RBI’s restrictions.In the previous financial year (FY24), credit card spends rose by 27.8 per cent, but were low compared to FY23 which surged by 47.5 per cent. In FY22, the spending increased 54.1 per cent, according to data compiled by Macquarie Research.ICICI Bank recorded 4.4 per cent gross credit losses in its FY24 credit card portfolio as against 3.2 per cent year-on-year. SBI Cards’ credit losses in the segment stood at 7.4 per cent in FY24 and 6.2 per cent in FY23, the rep

India can't rely on wealthy to drive growth: Ex-RBI Dy Guv Viral Acharya

  India can’t rely on wealthy individuals to drive growth and expect the overall economy to improve, Viral Acharya, former deputy governor of the Reserve Bank of India (RBI) said on Monday.Acharya, who is the C V Starr Professor of Economics in the Department of Finance at New York University’s Stern School of Business (NYU-Stern), said after the Covid-19 pandemic, rural consumption and investments have weakened.We can’t be pumping our growth through the rich and expect that the economy as a whole will do better,” he said while speaking at an event organised by Elara Capital here.f there has to be a trickle-down, it should have actually happened by now,” Acharya said, adding that when the rich keep getting wealthier and wealthier, they have a savings problem.   “The bank account keeps getting bigger, hence they look for financial assets to invest in. India is closed, so our money can't go outside India that easily. So, it has to chase the limited financial assets in the country and