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Can't deny tax relief if delivery of flat delayed

The Income-Tax Appellate Tribunal's Mumbai bench has held that a taxpayer can't be denied investment-related tax benefits if he doesn't get timely possession of a house in which the reinvestment was made, due to a builder's fault .

The I-T Act provides for benefits relating to capital ga ins tax, where sale proceeds of any asset other than a house (section 54F) or sale proceeds of a house (section 54) are reinvested in a residential house property in India. There is no capital gains tax if the purchase price of the residential property in which the reinvestment is made exceeds the sale proceeds. In other cases, the capital gains, and thus the tax outgo, is proportionately reduced. There are conditions to be eligible for such tax-breaks. The original asset (or house) that has been sold must have been held by the taxpayer for more than three years (long-term capital asset). Also, the residential house property in which money is being reinvested has to be purchased within the specified period.

At times, the residential house property in which the reinvestment is made is not available for possession by the taxpayer (buyer) within the prescribed time. Housing projects get stalled as the builder has not obtained permission or has run out of funds. This is common in Mumbai, Noida and Gurugram. It results in the taxpayer losing tax benefits for no fault of his.

Kanu Chokshi, managing partner at Chokshi & Chokshi, a firm of chartered accountants, said, “This judgement will help taxpayers claim exemption under sections 54F and 54, even where agreements are not executed with the builder and investment is made against an allotment letter, provided that the reinvestment is made within the stipulated time.“

Rajeev B Shah had filed an appeal with ITAT, which adjudicates I-T disputes, as his claim under section 54F was rejected by the authorities during tax assessment.The I-T authorities said the residential flat in which the reinvestment was made was incomplete and the registration document was not filed by the taxpayer.

Section 54F requires that reinvestment in the residential house property , by way of purchase, subsequent to the sale of the original asset, must be within two years.

Shah had sold a plot in Rajkot, Gujarat, and reinvested in a residential flat which was under construc tion in La Citadel, being developed by Seth Developers and Poonam Builders.

Shah appealed to ITAT that the builder had been avoiding customers due to disputes and the project was stalled. He had also filed a civil suit against the builder and the matter was pending in the Bombay high court.

ITAT, in its order of July 8, ruled in favour of Shah and held that “the intention of the taxpayer is very clear, he has invested almost the entire sale consideration of land towards purchase of this residential flat. It is almost impossible for the taxpayer to complete other formalities, such as taking over possession for getting the flat registered in his name.This cannot be the reason for denying the taxpayer's claim for tax benefit.

The Times of India, New Delhi, 16 July 2016

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