Skip to main content

Alternative Investment Funds want parity on taxation

Empowering AIFs can bring capital for start- ups and have positive spillover effects on economy, say investors
The Alternative Investment Funds ( AIF) sector, comprising private equity ( PE) and venture capital ( VC) entities, is expecting Budget 2016 to align the tax rate for listed and unlisted market transactions.
Currently, capital gains tax on investments in publicly listed companies are treated as long- term capital gains ( LTCG) and taxed at zero per cent if held for over a year, and as short- term capital gains and taxed at 15 per cent if held for less than a year.
However, in an unlisted company (or start- up), while investments for over three years are considered longterm and attract a tax of 20 per cent, investments of less than three years fall under short- term capital gains and are taxed at 33 per cent. This, the AIF sector says, acts as a deterrent to investing in riskier assets.
According to Saurabh Srivastava, co- founder, Indian Angel Network, investments by AIFs and angel groups in unlisted companies carry ahigher risk and the holdings are illliquid — an investor cannot pull out its money overnight. Unlisted companies also create jobs and contribute to economic growth, he adds.
At least, Securities and Exchange Board of India ( Sebi)- registered Category- I AIFs need to be treated on a par with investors in the public market, he says. Category- I AIFs have positive spillover effects on the economy, and include VCs, small and medium enterprises funds, social venture funds and infrastructure funds, which are close ended.
Moreover, it would end the discrimination against domestic funds, as foreign funds pay zero tax through treaties with Mauritius and other countries, the sector says.
Gopal Srinivasan, chairman and managing director of home- grown PE fund TVS Capital Funds, terms it a punitive tax rate. “ It imposes a three- year hold period for private capital, which is patient, takes significant risks and remains illiquid, while the liquid and fickle public market investments are allowed to enjoy zero rates under LTCG for holding investment for just ayear,” he says.
Srinivasan urged the government to empower AIFs to efficiently provide capital for start- ups to stand up, for companies to grow and go beyond.
Experts also want amendments to the pass- through rules enacted in last year’s Budget for taxation of AIFs, to make it more effective and avoid double taxation. The passthrough system ensures investors do not pay more tax than they would, had they made the investments directly themselves.
Subramaniam Krishnan, tax partner, EY, says tax deduction at source ( TDS) rules for foreign investors investing in AIFs need to be aligned with tax treaty rates. A TDS of 10 per cent is prescribed for all investors, irrespective of income.
Other suggestions include allowing tax pass- through for net losses incurred by AIFs, exemption from ‘ angel tax’, and addressing concerns on the General Anti- Avoidance Rules due to take effect from April 1, 2017. Besides, amending the safe harbour rules for onshore fund managers of offshore PE/ VC firms under Section 9A of the Income Tax Act would make it more effective, add experts. Currently, most fund managers of offshore funds manage their investments from offshore locations rather than from India, which results in our losing employment avenues and tax revenue.
According to Srivastava, these changes and recent measures of Sebi to enable more ease of doing business and a fund of  Rs.10,000 crore would help investors perform better. Almost 90 per cent of VC money comes from abroad and can dry up, based on investor sentiment.
Further, foreign capital prefers later stage risk. Hence, to ensure start- up funding, encouraging domestic sources of VC money is crucial, he adds.
Business Standard, New Delhi, 25th February 2016

Comments

Popular posts from this blog

RBI deputy governor cautions fintech platform lenders on privacy concerns during loan recovery

  India's digital lending infrastructure has made the loan sanctioning system online. Yet, loan recovery still needs a “feet on the street” approach, Swaminathan J, deputy governor of the Reserve Bank of India, said at a media event on Tuesday, September 2, according to news agency ANI.According to the ANI report, the deputy governor flagged that fintech operators in the digital lending segment are giving out loans to customers with poor credit profiles and later using aggressive recovery tactics.“While loan sanctioning and disbursement have become increasingly digital, effective collection and recovery still require a 'feet on the street' and empathetic approach. Many fintech platforms operate on a business model that involves extending small-value loans to customers often with poor credit profiles,” Swaminathan J said.   Fintech platforms' business models The central bank deputy governor highlighted that many fintech platforms' business models involve providing sm

Credit card spending growth declines on RBI gaze, stress build-up

  Credit card spends have further slowed down to 16.6 per cent in the current financial year (FY25), following the Reserve Bank of India’s tightening of unsecured lending norms and rising delinquencies, and increased stress in the portfolio.Typically, during the festival season (September–December), credit card spends peak as several credit card-issuing banks offer discounts and cashbacks on e-commerce and other platforms. This is a reversal of trend in the past three financial years stretching to FY21 due to RBI’s restrictions.In the previous financial year (FY24), credit card spends rose by 27.8 per cent, but were low compared to FY23 which surged by 47.5 per cent. In FY22, the spending increased 54.1 per cent, according to data compiled by Macquarie Research.ICICI Bank recorded 4.4 per cent gross credit losses in its FY24 credit card portfolio as against 3.2 per cent year-on-year. SBI Cards’ credit losses in the segment stood at 7.4 per cent in FY24 and 6.2 per cent in FY23, the rep

India can't rely on wealthy to drive growth: Ex-RBI Dy Guv Viral Acharya

  India can’t rely on wealthy individuals to drive growth and expect the overall economy to improve, Viral Acharya, former deputy governor of the Reserve Bank of India (RBI) said on Monday.Acharya, who is the C V Starr Professor of Economics in the Department of Finance at New York University’s Stern School of Business (NYU-Stern), said after the Covid-19 pandemic, rural consumption and investments have weakened.We can’t be pumping our growth through the rich and expect that the economy as a whole will do better,” he said while speaking at an event organised by Elara Capital here.f there has to be a trickle-down, it should have actually happened by now,” Acharya said, adding that when the rich keep getting wealthier and wealthier, they have a savings problem.   “The bank account keeps getting bigger, hence they look for financial assets to invest in. India is closed, so our money can't go outside India that easily. So, it has to chase the limited financial assets in the country and