Skip to main content

Aadhaar More Secure than Social Media Apps & Phones Centre to SC

Aadhaar is far more secure in ensuring privacy than some social media apps and mobile phones in today's digital world, the government told the Supreme Court, as it wants the top court to permit wider use of the databank containing citizens' biometric information.
The court has so far permitted “voluntary“ use of the Aadhaar identification number allotted to citizens only for the purpose of dispensing LPG, kerosene and PDS subsidies. The government wants to use Aadhaar for the purpose of authenticating the identity of citizens in banks, stock markets and for availing of services.
Critics of Aadhaar say it is inherently intrusive of the citizen's right to privacy.A three-judge SC bench had disallowed any further use of Aadhaar, while referring the issue of the legality of a scheme to a larger bench. The government then moved a plea for vacating that stay .
On Wednesday, when the proceedings got underway before a bench comprising Chief Justice HL Dattu and Justices MY Eqbal, C Nagappan, Arun Mishra and Amitava Roy, Attorney General Mukul Rohatgi indicated the government's de termination to use Aadhaar in several areas. “How can a scheme in which 92 crore people have enrolled be stopped for one or two objecting to it,“ he asked.
Aadhaar would be used on a purely voluntary basis for authentication purposes, he said, citing the example of millions of illiterate and poor who have no other identity card and would like to avail of bank services such as the Prime Minister's Jan-Dhan Yojana.
“All of us have mobile phones which give away our location even when they are switched off. No one can say we have absolute privacy. Any information can be accessed through apps such as WhatsApp, owned by Facebook which has its server in the US, and is obligated to share all such information with the US govern ment for national security ,“ he said, in dicating the irrelevance of privacy con siderations in a digital world.
In contrast, he insisted, the Aadhaar system, which assigns every citizen a unique identification number on the ba sis of his biometric information, is far more secure. Not only is it voluntary , no information can be shared with any oth er government agency without the per son's nod. A citizen also has the right to lock or opt out of his Aadhaar scheme.
“Authentication is not by any human in terface. It is virtual,“ he said.
He also disclaimed any possibility of the state acting like big brother and snooping on citizens and trialing them. “The information collected by the Unique Identification Authority of India will not be shared with anyone except under court orders,“ he said. “If it can be used on a voluntary basis why can't it be used in all beneficial schemes,“ he asked.
Justice Roy asked how the voluntary nature of the scheme sat well with the government insistence on it in several schemes. Justice Eqbal sought to know if it would be voluntary in practice.
Senior lawyer Shyam Divan, appearing for some opponents of the scheme, argued against allowing expanded use of Aadhaar-based identification.
The Economic Times, New Delhi, 15th Oct. 2015

Comments

Popular posts from this blog

RBI deputy governor cautions fintech platform lenders on privacy concerns during loan recovery

  India's digital lending infrastructure has made the loan sanctioning system online. Yet, loan recovery still needs a “feet on the street” approach, Swaminathan J, deputy governor of the Reserve Bank of India, said at a media event on Tuesday, September 2, according to news agency ANI.According to the ANI report, the deputy governor flagged that fintech operators in the digital lending segment are giving out loans to customers with poor credit profiles and later using aggressive recovery tactics.“While loan sanctioning and disbursement have become increasingly digital, effective collection and recovery still require a 'feet on the street' and empathetic approach. Many fintech platforms operate on a business model that involves extending small-value loans to customers often with poor credit profiles,” Swaminathan J said.   Fintech platforms' business models The central bank deputy governor highlighted that many fintech platforms' business models involve providing sm

Credit card spending growth declines on RBI gaze, stress build-up

  Credit card spends have further slowed down to 16.6 per cent in the current financial year (FY25), following the Reserve Bank of India’s tightening of unsecured lending norms and rising delinquencies, and increased stress in the portfolio.Typically, during the festival season (September–December), credit card spends peak as several credit card-issuing banks offer discounts and cashbacks on e-commerce and other platforms. This is a reversal of trend in the past three financial years stretching to FY21 due to RBI’s restrictions.In the previous financial year (FY24), credit card spends rose by 27.8 per cent, but were low compared to FY23 which surged by 47.5 per cent. In FY22, the spending increased 54.1 per cent, according to data compiled by Macquarie Research.ICICI Bank recorded 4.4 per cent gross credit losses in its FY24 credit card portfolio as against 3.2 per cent year-on-year. SBI Cards’ credit losses in the segment stood at 7.4 per cent in FY24 and 6.2 per cent in FY23, the rep

India can't rely on wealthy to drive growth: Ex-RBI Dy Guv Viral Acharya

  India can’t rely on wealthy individuals to drive growth and expect the overall economy to improve, Viral Acharya, former deputy governor of the Reserve Bank of India (RBI) said on Monday.Acharya, who is the C V Starr Professor of Economics in the Department of Finance at New York University’s Stern School of Business (NYU-Stern), said after the Covid-19 pandemic, rural consumption and investments have weakened.We can’t be pumping our growth through the rich and expect that the economy as a whole will do better,” he said while speaking at an event organised by Elara Capital here.f there has to be a trickle-down, it should have actually happened by now,” Acharya said, adding that when the rich keep getting wealthier and wealthier, they have a savings problem.   “The bank account keeps getting bigger, hence they look for financial assets to invest in. India is closed, so our money can't go outside India that easily. So, it has to chase the limited financial assets in the country and