The government aims to utilise bank accounts under its flagship financial inclusion scheme, the Pradhan Mantri Jan Dhan Yojana ( PMJDY), to extend insurance, pension and credit facilities to those excluded from these benefits, Finance Minister Arun Jaitley said on Friday. He said so on the occasion of India joining a United Nations initiative to enable countries’ transition to electronic payments. The initiative, Better Than Cash Alliance, will facilitate the government’s aim of promoting cashless transactions in the economy. “The scale of ambition of the Jan- Dhan Yojana has been much higher than for any other financial inclusion initiative in the past. The project has been instrumental in bringing almost all families of the country into the formal financial system and enabling citizens at the grassroots to perform financial transactions and keep their hard- earned money safe,” Jaitley, away in Ankara, Turkey, for a G- 20 countries meet of finance ministers, stated on the first anniv