Threshold in lenders’ forum likely to be reset The Narendra Modi government’s new policy to deal with non-performing assets (NPAs) is likely to be centred around consortia of banks.It is planning a framework which will enable a consortium to deal more effectively with NPAs. For this, the new policy would possibly tweak the current guidelines and reduce the threshold in terms of exposure as well as the number of banks within a joint lending forum (JLF) for taking a decision on NPAs. According to the current rules, decisions regarding a bad loan or toxic assets are binding on all lenders in a JLF if they are approved by 75 per cent in terms of exposure or 60 per cent in terms of absolute numbers. However, these thresholds are being seen as too high and hence there could be a change in regulations to enable JLFs to decide on NPAs based on a simple majority. Additionally, to empower bankers in state-owned banks even further, the Centre may finally bring in long-anticipated amendments t